How we invest during the accumulation phase of our life (pre-retirement), is very different than how we invest during the distribution phase (post-retirement). Here we show basic financial planning statistics to understand how well this portfolio would have served each purpose. Learn more.
Accumulation: Years to Fund Retirement
- How to display these results (may select multiple):
- Historical results
- Currentized results Shows how the portfolio might have performed if bond yields were as low as they are today. Learn more.
This chart shows the number of years it would have taken an investor to fund their retirement (assuming a 4% annual withdrawal rate). We've made a number of simplifying assumptions in this analysis. Learn more.
Results account for inflation. Hover over the chart for additional data.
Distribution: Safe Withdrawal Rate
- How to display these results (may select multiple):
- Historical results
- Currentized results Shows how the portfolio might have performed if bond yields were as low as they are today. Learn more.
This chart shows the percentage of the portfolio a retired investor could have withdrawn each year without running out of money (i.e. having zero dollars at the end of retirement). Learn more.
A 4% withdrawal rate is a rule of thumb used by financial planners to guide retiree withdrawal rates, but it may not be appropriate for all portfolios.
Results account for inflation. Hover over the chart for additional data.