It's easy to create the "perfect" portfolio based on a brute force analysis of history, but this approach is almost guaranteed to disappoint in the real-world. Here we've shown the optimal brute force portfolio that has met your criteria. Learn more about our process.
There are countless wrong approaches to portfolio building, and it's impossible to capture all of them. This is just one example of a pure "brute force" approach. Our portfolios tend to be more diversified, and less optimistic about future long-duration bond performance. Learn more.
| Asset Allocation: The Wrong Way vs A Better Way Hover Over Rows for Sample Assets | |||
|---|---|---|---|
| Asset | Wrong Way | Better Way | Difference |
Sample tickers: IEF, IEI, SCHR This list is not exhaustive and there are other ETFs and mutual funds that represent this asset class. Learn more. Intermediate-Term US Treasuries | 18.7% | 32.4% | +13.7% |
Sample tickers: SPY, IVV, VTI This list is not exhaustive and there are other ETFs and mutual funds that represent this asset class. Learn more. US Large Cap Stocks | 21.7% | 21.3% | -0.4% |
Sample tickers: GLD, IAU, SGOL This list is not exhaustive and there are other ETFs and mutual funds that represent this asset class. Learn more. Gold | 38.1% | 20.9% | -17.2% |
Sample tickers: IWM, IJR, SCHA This list is not exhaustive and there are other ETFs and mutual funds that represent this asset class. Learn more. US Small Cap Stocks | 21.6% | 18.3% | -3.3% |
Sample tickers: EFA, VEA, SCHF This list is not exhaustive and there are other ETFs and mutual funds that represent this asset class. Learn more. International Stocks | 0.0% | 7.0% | +7.0% |
| Money Market or US TBills | 0.0% | 0.0% | - |